It depends on your unique medical needs, lifestyle, and budget. We help you compare Medicare Advantage, Supplement (Medigap), and Part D plans to find the right fit.

A licensed Medicare broker can save you time, stress, and money. We’re independent — which means we work for you, not the insurance companies.

No. Our consultations are always free, and we’re paid by the insurance carriers if you enroll — not by you.

Yes. We offer retirement income planning, healthcare cost projections, and advice on Social Security and long-term care options.

Absolutely. We’ll check if your existing plan still meets your needs or if a better option is available during Open Enrollment or Special Enrollment Periods.

You should begin the Medicare enrollment process about 3 months before your 65th birthday to avoid any late penalties or coverage gaps.

Medicare Advantage plans (Part C) are all-in-one alternatives to Original Medicare, often with extra benefits. Medigap plans supplement Original Medicare and help cover out-of-pocket costs.

Yes, you can switch plans during the Annual Enrollment Period (Oct 15–Dec 7) or if you qualify for a Special Enrollment Period.

It’s not mandatory, but if you don’t have other creditable coverage (like through an employer), delaying Medicare could lead to penalties.

We work with a wide range of Medicare Advantage, Supplement, and Part D providers across Nevada, including major carriers like Aetna, Humana, UnitedHealthcare, and more.

Yes! We’ll walk you through the timelines and ensure you enroll in the right parts of Medicare at the right time to avoid penalties.

Absolutely. We’ll help you understand how Medicare works with VA benefits and whether a Medicare plan could offer additional value.

Yes. Some Medicare Advantage plans include dental, vision, and hearing coverage. We’ll help you compare those options.

Just give us a call @ 725-777-0552 or book a meeting now. We’ll schedule a no-obligation consultation either in person or over the phone.

We’re local, independent, and focused on educating—not selling. Our only goal is helping you choose a plan that fits your life, not someone else’s bottom line.

Yes. If you qualify for both Medicaid and Medicare, we can help you find special Dual Eligible plans that offer enhanced benefits and lower out-of-pocket costs.

We’ll help you review each plan’s provider network to make sure your preferred doctors and specialists are included before you enroll.

Medicare Part D helps cover the cost of prescription drugs. We’ll compare plans based on your current medications to find the most affordable and comprehensive coverage.

Typically, you’ll need your Social Security card, proof of age (like a birth certificate), and sometimes proof of prior health coverage or retirement status.

Yes. A local advisor understands your area’s plan availability, provider networks, and state-specific programs. Plus, you get personalized, face-to-face help you can trust.